Archived Page for July 2-31, 2019 CURRENT MONTH archives for previous months always subject to change, correction. finance rates always oac, on approval of credit. July 2-31, 2019 interest rate archive page
This page is for the NW-Seattle area Subaru financing. No prepayment penalties,
no loan set-up fees, all rates on approval of creditannounced July 2, 2019 Subaru new car finance and interest rates for the greater Puget Sound, Washington State area only Please contact your local dealer for rates and programs in your area Changes for July 2019 2020 Ascent rates announced last week (June 26) at 3.90% and the cars are now arriving and for sale Shopping? Subaru continues to heavily promote 2019 Outbacks with low finance rates and cash prices. Dealers need to move 2019 Ascents since the 20s have arrived. Especially good deals are on the 2019 Premium 8 passenger with Pkg #12 Crosstrek and Forester are both doing well though inventory fluctuates. Subaru is pushing dealers for increase volume to keep the steady month over month growth going. This is pushing down end of lease residuals, trade-in, and retail values of late model Outback, Legacy, and Imprezas WRX/STI has low rates and there are definitely deals to be had. Crosstrek Hybrids are in CA, CT, MA, MD, ME, NJ, NY, OR, RI and VT. Finance rates for July 2-31, 2019 note- these are the rates offered by Subaru dealers in the greater Puget Sound, Seattle, NW area, through Chase Bank, on approval of credit Please contact your local dealer for rates and programs in your area Some dealers will advertise a lower rate but always read the fine print, which should disclose that the rate is being 'bought down', similar to paying points on a mortgage. Buying the rate down will affect dealer cost and what price the consumer pays. Always read the fine print in any ad. Subaru financing is through Chase, with no loan setup or early payoff fees. On approval of credit. 2020 models Ascent announced June 26. 3.90% x24-36-48-60-63% months, (no 72 month rate) 2019 models Ascent 3.49%x24-36-48-60-63 months (no 72mo rate) Outback 0%x24-36mo, .90%x48-60-63-72 mos Crosstrek 3.49%x24-36-48-60-63 mos (no 72 mo rate) Forester 3.49% x 24-36-48-60-63 mos, (no 72mo rate) Impreza 0.90%x24-36-48mo, 1.90%x60-63, 1.90%x72 mos Legacy 0%x24-36mos, .90%x48mos, 1.90%x60-63, 2.90%x72 mos WRX, STI 1.90%x 24-36-48-60-63-72 months BRZ 3.49% x 24-36-48-60-63 months (no 72mo rate) 2018 Finance rates ended April 1, 2018 2017 Finance rates ended- April 2018 was the final month for new 2017 finance rates 2016 Finance rates ended- March 2017 was the final month for new 2016 finance rates 2015 Finance rates ended- March 2016 was the final month for any 2015 model rates. All rates oac, on approval of credit. Interest Rates Lease specials Rebates - Outback - Legacy - Forester - Impreza - Crosstrek - WRX/STI - BRZ College Grad program Payment Calculator Leasing a primer to understanding a lease |
What's your car worth? Check your VIN here, or if you're in the Seattle or NW contact me with VIN and miles. note: must have been purchased new more than 18 months ago, have at least 15,000 miles, and not be leased. |
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SUBARU SPECIAL FINANCE RATES on new 2019 and 2020 models July 2-31, 2019 archives page for previous months scroll down or click for Ascent - Outback - Forester - Crosstrek - Legacy - Impreza - WRX and STI - BRZ (check for available rebates below - payment calculator) NW-Seattle area rates. Please do not assume these are available in other areas, always contact your local dealer for details in your area. Rates for all credit scores are available from your local dealer. Notes: Rates are available for all credit scores. This is not a complete list of all rates. Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; and dealers might mark-up or lower the rate (lowering it costs money, like paying points when you buy a house). Rates may be instead of a customer rebate or dealer incentive. FICO score: some private companies offer your FICO score for a fee, it may not be the same as the score a dealer gets. Tier 1 is generally minimum 700. Contact your local dealer for approval. Subaru of America financing is by Chase Bank, PO Box 901098, Ft. Worth, Tx, 76101-2098.Ph: finance 800.662.3325; lease 800.644.1941 Always subject to
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2020 ASCENT SPECIAL FINANCE RATES 2020 Ascent finance rates announced June 26, 2019 Cars arriving early July 2019 always subject to change, correction. on approval of credit |
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tier 1 FICO credit score | 3.90% |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
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2019 ASCENT SPECIAL FINANCE RATES 2019 Ascent finance rates announced June 1, 2018 Cars arriving late June, 2018 always subject to change, correction. on approval of credit |
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tier 1 FICO credit score | 3.49% |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
2019 OUTBACK SPECIAL FINANCE RATES 2019 Outback finance rates announced July 27, 2018. Cars arriving early Augist always subject to change, correction. on approval of credit |
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tier 1 FICO credit score | 0% |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
2018 OUTBACK SPECIAL FINANCE RATES ENDED 3/31/19 2018 Outback finance rates announced July 21, 2017 always subject to change, correction. on approval of credit |
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2019 Legacy rates announced July 27, 2017 always subject to change, correction. on approval of credit |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
ENDED 3/31/19 2018 Legacy rates announced July 21, 2017 always subject to change, correction. on approval of credit |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
end Legacy
2019 Forester rates announced Sept 5, 2018 2019 Foresters arriving late September 2018 always subject to change, correction. on approval of credit |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
2018 FORESTER SPECIAL FINANCE RATES ENDED 3/31/19 2018 Forester rates announced 6/21/17 2018 Foresters arriving 6/20/17 always subject to change, correction. on approval of credit |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
2019 Crosstrek finance rates announced July 27, 2018. Cars arriving early August. new 1/3/19: rates now include the Hybrid (available in CA, CT, MA, MD, ME, NJ, NY, OR, RI and VT). Hybrids arriving in February 2019 always subject to change, correction. on approval of credit |
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tier 1 FICO credit score | 3.49% |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
ENDED 3/31/19 rates announced 7/1/17 always subject to change, correction. on approval of credit |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
2019 Impreza finance rates announced July 27, 2018. Cars arriving early August always subject to change, correction. on approval of credit |
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tier 1 FICO credit score | 0.90% |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
2018 IMPREZA SPECIAL FINANCE RATES ENDED 3/31/19 rates first announced 9/1/17 always subject to change, correction. on approval of credit |
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2019 rates announced June 21, 2018. Cars arriving in early July always subject to change, correction. on approval of credit |
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tier 1 FICO credit score | 1.90% |
1.90% |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
ENDED 3/31/19 2018 rates announced June 1, 2017. Cars arriving in June always subject to change, correction. on approval of credit |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
2019 BRZ rates announced 11/1/18. Cars expected November always subject to change, correction. on approval of credit | |||||
all models |
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tier 1 FICO credit score | 3.49% | 3.49% | 3.49% | 3.49% | -- |
Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
ENDED 3/31/19 2018 BRZ rates announced 1/3/18. cars expected mid to late January 3018 always subject to change, correction. on approval of credit | |||||
all models |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
July 2-31, 2019 on approval of credit, Shoreline/Seattle Greater Puget Sound area, contact your local dealer always subject to change, correction |
There are some very good programs, especially for 36-39-42 months, varying by model. Ask your local dealer. NW Seattle area only. Please do not assume these are available, so contact your local dealer Other leases, terms and payments are available from SoA (Subaru of America). Cannot be combined with any other incentives. On approval of credit. Tax, title, registration, document fees extra. Customer responsible for maintenance, repairs not covered by warranty, excessive wear, and $.15 per mile over 10,000 miles per year, or 30,000 total. Dealer participation required. See your dealer for details and specials in your area.. Always OAC, on approval of credit. Subject to change, correction, updating. Based on 12,000 miles per year. All cars with the standard option package unless noted, and no other options Payments are plus your tax, registration license, document fees, and any extra options and accessories Leasing? a basic primer to understanding a lease These are just a few of the leases available. Other models and terms available. Many cars have extras that will raise the payment. Contact your local dealer. OAC- On approval of credit based on 12,000 miles per year, and on approval of credit (top credit req) 2020 Leases 2020 Ascent base model, $349 per mo for 36 mos, 12,000 miles per year, $3009 due at signing, model code LCA pkg #01 2019 Leases 2019 Ascent base model, $339 per mo for 36 mos, 12,000 miles per year, $2999 due at signing, model code KCA pkg #01 2019 Outback 2.5i CVT, $239 per mo for 36 mos, 12,000 miles per year, $2239 due at signing, model code KDB pkg #01 2019 Crosstrek 2.0i manual transmission, $245 per mo for 36 mos, 12,000 miles per year, $1999 due at signing. model code KRA pkg #01 2019 Forester 2.5i CVT, $265 per mo for 36 mos, 12,000 miles per year, $2065 due at signing, model code KFB pkg #01 2019 Impreza 2.0i sedan manual transmission, $185 per mo for 36 mos, 12,000 miles per year, $1,989 due at signing.model code KJA pkg #01 2019 WRX, manual transmission, $345 per mo for 36 mos, 12,000 miles per year, $1,999 due at signing, model code KUN pkg #01 2019 Legacy 2.5i CVT, $215 per mo for 36 mos, 12,000 miles per year, $2625 due at signing, model code KAB pkg #01 2019 BRZ Premium manual transmission, $365 per mo for 36 mos, 12,000 miles per year, $2165 due at signing, model code KZA #01 2018 Leases ended leases ended 1/31/19 2018 BRZ Premium, manual transmission, $329 per mo for 36 mos, 12,000 miles per year, $2129 due at signing, model code JZA Pkg #01 leases ended 10/31/18 2018 Outback 2.5i CVT, $259 per mo for 36 mos, 12,000 miles per year, $1759 due at signing, model code JDB pkg #01 leases ended 10/31/18 2018 Crosstrek 2.0i manual transmission, $229 per mo for 36 mos, 12,000 miles per year, $1999 due. model JRA pkg #01 leases ended 11/30/18 2018 Forester 2.5i manual transmission, $249 per mo for 36 mos, 12,000 miles per year, $1749 due at signing, model code JFA pkg #01 leases ended 11/30/18 2018 Impreza 2.0i sedan manual transmission, $165 per mo for 36 mos, 12,000 miles per year, $1,995 due at signing.model code JJA pkg #01 leases ended 11/30/18 2018 WRX, manual transmission, $309 per mo for 36 mos, 12,000 miles per year, $1,784 due at signing, model code JUN pkg #01 leases ended 10/31/18 2018 Legacy 2.5i CVT, $209 per mo for 36 mos, 12,000 miles per year, $2619 due at signing, model code JAB pkg #01 2017 Leases April was the final month for the 2017 BRZ lease Most 2017 leases ended December 2017 2017 Outback 2.5i CVT 2017 Forester 2.5i manual transmission, 2017 Crosstrek 2.0i manual transmission, 2017 Legacy 2.5i CVT 2017 Impreza 2.0i sedan manual transmission 2017 WRX, manual transmission 2016 Leases ended 2015 Leases ended January 4, 2016 scroll down for lease loyalty program top Looking for a lease on another model, or different miles, term, or payment? contact your local dealer Money down: more lowers the lease payment, less money raises the payment. LEASE LOYALTY Program for current returning Subaru lessees No first payment! SoA will make the first monthly payment up to $500 to returning current Subaru lease and balloon customers with a maturing contract through Subaru of America financing (SoA). The customer must purchase a new Subaru vehicle and finance or lease the new contract with SMF. Customer is responsible for any remaining dollar amount over the $500. The disposition fee on the existing lease or balloon account (for vehicle returns only) will be waived with the purchase of a new Subaru. Lease Contract: The dealership will not collect a payment from the customer on the date of vehicle delivery unless the payment exceeds $500 in which case only the excess amount must be collected. SoA will pay the first month’s base rental plus monthly tax, as applicable, up to a maximum amount of $500. Retail Contract: The dealership will not collect a payment at time of delivery. Upon SoA verifying customer eligibility, SoA will submit payment directly to SMF on behalf of the customer. NOTE: The customer will receive a monthly statement showing a first payment due. Please inform the customer to disregard this first statement as SOA will make the payment. We will be sending a letter to the customer confirming that the payment has been remitted. If the customer’s payment is over $500, they will have to remit the difference at time of their first payment. Security Deposit: Customer's security deposit will be waived on the new lease contract. NW-Seattle area. Please do NOT assume these are available in other areas. Contact your local dealer for details in your area. Always subject to change, correction, updating. |
DEALER INCENTIVES AND CUSTOMER REBATES always subject to change, correction Cash, Finance, and Lease Customer Rebates NW -Seattle area.
Please do NOT assume these are available everywhere. Always contact your
local dealer
Ascent - Outback
- Legacy - Forester - Impreza
- Crosstrek - WRX, STI - BRZ First Payment Made!
No first payment for returning lease customers who finance or lease
a new Subaru
NOTE: Subaru of America (SoA) Seattle area customer rebates and specials. These incentives may vary so always contact your local dealer. Not appliable on sales into Canada. May not include dealers in independent distributor staes of CT, MA, ME, NH, NY, RI, VT, NJ, HI. always subject to change, correction, updating. not responsible for errors, typos, omission etc |
mmm |
ASCENT incentives, Puget Sound area click for Ascent specs - |
> Customer rebates
go directly to the customer at time of purchase
> Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - there are dealer incentives- these can vary by model and also dealer NW- Seattle area.
Don't assume these are available in your area. Always contact your local
dealer
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2020 Ascent incentives, Puget sound area subject to change, correction -- |
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2019 Ascent incentives, Puget sound area subject to change, correction -- |
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OUTBACK incentives, Puget Sound area click for Outback specs - |
> Customer rebates
go directly to the customer at time of purchase
> Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - there are dealer incentives- these can vary by model and also dealer NW- Seattle area.
Don't assume these are available in your area. Always contact your local
dealer
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2019 Outback incentives, Puget sound area subject to change, correction -- |
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2018 Outback incentives, Puget sound area subject to change, correction -- |
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click for Legacy specs |
> Customer rebates
go directly to the customer at time of purchase
> Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer NW -Seattle area. Do not assume these are available in other areas, always contact your local dealer. Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. Subject to change, correction. This is not a complete list of all incentives. |
2019 Legacy, Puget Sound area subject to change, correction - |
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Forester incentives click for Forester specs - |
> Customer rebates
go directly to the customer at time of purchase
> Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer NW- Seattle area.
Please do NOT assume these are available in other areas, contact your local
dealer.
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2019 Forester Incentives, Puget Sound area subject to change, correction - |
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2018 Forester Incentives, Puget Sound area subject to change, correction - |
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IMPREZA incentives, Puget Sound Area click for Impreza specs - |
> Customer rebates
go directly to the customer at time of purchase
> Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - these are dealer incentives- these can completely vary by model and also dealer NW- Seattle region.
Do NOT assume these are available everywhere. Contact your local
dealer
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2019 Impreza subject to change, correction |
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always paid directly to customer |
check with your local dealer |
|||||
or non-Subaru financing |
with SoA low rates |
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. |
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2.0i, manual trans (JJA) |
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2.0i, CVT trans (JJB) |
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2.0i Premium, CVT trans (JJD) |
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2.0i Sport, manual trans (JJE) |
- |
- |
- |
. |
- |
- |
- |
2.0i Sport CVT trans (JJF) |
- |
- |
- |
. |
- |
- |
- |
2.0i Limited, CVT trans (JJG) |
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| ||||||
model |
or non-Subaru financing |
with SoA low rates |
Lease | . |
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2.0i, manual trans (JLA) |
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2.0i, CVT trans (JLB) |
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2.0i Premium, CVT trans (JLD) |
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2.0i Sport, manual trans (JLE) |
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2.0i Sport, CVT trans (JLF) |
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2.0i Limited, CVT trans (JLJ) |
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click for Crosstrek specs |
Customer
rebates go directly to the customer at time of purchase
Cash: customer 'Cash' rebate available
when customer either pays cash or does not use Special finance rates.
Dealer incentives - there are dealer incentives and bonuses - these can completely vary by model, and also dealer NW-Seattle area.
Do not assume these are available. Always contact your local
dealer.
|
2019 CROSSTREK subject to change, correction |
|||||||
|
always paid directly to customer |
. |
check with your local dealer |
||||
or non-Subaru financing |
with SoA low rates |
|
. |
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|
2.0i, manual trans (KRA) |
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2.0i CVT (KRB) |
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Premium, manual trans (KRC) | - |
- |
- |
. |
- |
- |
- |
Premium, CVT trans (KRD) |
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Limited, CVT trans (KRE) | - |
- |
- |
. |
- |
- |
- |
Hybrid CVT (KRH) available starting |
- |
- |
- |
. |
- |
- |
- |
2018 CROSSTREK subject to change, correction |
|||||||
|
always paid directly to customer |
. |
check with your local dealer |
||||
or non-Subaru financing |
with SoA low rates |
|
. |
|
|
|
|
2.0i, manual trans (JRA) |
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2.0i CVT (JRB) |
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Premium, manual trans (JRC) | - |
- |
- |
. |
- |
- |
- |
Premium, CVT trans (JRD) |
|
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|
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|
|
Limited, CVT trans (JRE) | - |
- |
- |
. |
- |
- |
- |
cars arriving July 2018 subject to change, correction |
|||||||
|
always paid directly to customer |
. |
|
||||
or non-Subaru financing |
with SoA low rates |
|
. |
|
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|
||||||
WRX (KUN) |
- |
- |
- |
. |
- |
- |
- |
WRX Premium (KUO) |
- |
- |
- |
. |
- |
- |
- |
WRX Premium, CVT trans (KUP) |
- |
- |
- |
. |
- |
- |
- |
WRX Limited (KUQ) |
- |
- |
- |
. |
- |
- |
- |
WRX Limited, CVT trans (KUR) |
- |
- |
- |
. |
- |
- |
- |
STI (KUS) |
- |
- |
- |
. |
- |
- |
- |
STI Limited with tall spoiler (KUV) |
- |
- |
- |
. |
- |
- |
- |
STI Limited with low spoiler (KUW) |
- |
- |
- |
. |
- |
- |
- |
cars arriving June 2017 subject to change, correction |
|||||||
|
always paid directly to customer |
. |
check with your local dealer |
||||
or non-Subaru financing |
with SoA low rates |
|
. |
|
|
|
|
|
|
||||||
WRX (JUN) |
- |
- |
- |
. |
- |
- |
- |
WRX Premium (JUO) |
- |
- |
- |
. |
- |
- |
- |
WRX Premium, CVT trans (JUP) |
- |
- |
- |
. |
- |
- |
- |
WRX Limited (JUQ) |
- |
- |
- |
. |
- |
- |
- |
WRX Limited, CVT trans (JUR) |
- |
- |
- |
. |
- |
- |
- |
STI (JUS) |
- |
- |
- |
. |
- |
- |
- |
STI Limited with tall spoiler (JUV) |
- |
- |
- |
. |
- |
- |
- |
STI Limited with low spoiler (JUW) |
- |
- |
- |
. |
- |
- |
- |
BRZ customer rebates click for BRZ specs - |
Customer
rebates go directly to the customer at time of purchase
Cash: customer 'Cash' rebate available
when customer either pays cash or does not use Special finance rates.
Dealer incentives - there are dealer incentives and bonuses - these can completely vary by model, and also dealer NW-Seattle area.
Do not assume these are available. Always contact your local
dealer.
|
2019 BRZ cars arriving November 2018 subject to change, correction | |||||||
|
always paid directly to customer | . |
check with your local dealer | ||||
or non-Subaru financing |
with SoA low rates |
| . |
|
|
| |
Premium, manual trans (KZA) |
|
|
|
|
|
|
|
Limited, manual trans (KZE) |
|
|
|
|
|
|
|
Limited, automatic trans (KZF) |
|
|
|
|
|
|
|
Limited Series.Gray (KZS) | - | - | - | . | - | - | - |
2018 BRZ subject to change, correction | |||||||
|
always paid directly to customer | . |
check with your local dealer | ||||
or non-Subaru financing |
with SoA low rates |
| . |
|
|
| |
Premium, manual trans (JZA) |
|
|
|
|
|
|
|
Limited, manual trans (JZE) |
|
|
|
|
|
|
|
Limited, automatic trans (JZF) |
|
|
|
|
|
|
|
tS (JZS) | - | - | - | . | - | - | - |
|
note: these are NW Seattle area programs. They don't apply on cross border sales into Canada
COLLEGE GRADUATE PROGRAM
Subaru offers a College
Graduate Program so recent and soon-to-be graduates who might not normally
qualify because they've been students, can finance or lease a new Subaru.
Applicants must
graduate within 6 months or have graduated within the last 24 months from
an accredited U.S. 2/4 year college, grad school (incl Doctorate), nursing
school, or trade school.
Must have proof
of employment & income (pay stub), or a letter from the future employer
indicating a start date within 90 days, and salary.
Payment cannot exceed
15% of gross monthly income.
Credit history,
if any, is always important and derogatory or late payment credit history,
bankruptcies, foreclosures, repossessions etc will affect interest rates
and availabilty.
Qualified applicants
may be eligible for current special lease and retail offers depending on
the individual's credit, income etc.
And of course, see
your local dealer for details and credit application...
This unofficial, unauthorized website
is maintained by Joe Spitz who is responsible for all content.
Corrections will be made as available.
Interest rates always subject to approval.
All information subject to change and
correction without advance notice.
Comments welcomed,
Joe Spitz, Subaru sales, Shoreline/North Seattle, Wa
contact
Lowest
Discount best Subaru car prices and bargains on new Ascent, Outback, Crosstrek, Forester,
Impreza, Legacy, WRX, STI, BRZ in the greater Seattle area Serving Seattle, Ballard, Magnolia,
Kirkland, Mercer Island, Lake Forest Park, Mount Lake Terrace, Everett,
Bellevue, Sammamish, North Bend, Duval, Redmond, Bellingham, Renton, Olympia,
Auburn, Puyallup, Tacoma, Marysville, Monroe, Skagit, Bremerton, Bainbridge
Island, Shoreline, Edmonds, Mukilteo, Lynnwood, Kingston, Poulsbo, Port
Angles, Port Townsend, Sequim, Forks, Ocean Shores, Aberdeen, Wenatchee,
Ellensburg, Vancouver, Spokane, Pullman, Tri-cities, Walla-Walla, Kennewick,
Chehalis, Centralia, Longview, Coeur D'Alene, Moscow, Portland, Beaverton,
the end