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NW- Seattle area. Rates for credit scores under 700 are available. Contact your local dealer for details in your area.
Subject to change and correction. Click for  Payment Calculator

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Subaru offers a College Graduate Program so recent and soon-to-be graduates who might not normally qualify because they've been students, can finance or lease a new Subaru.
Applicants must graduate within 6 months or have graduated within the last 24 months from an accredited U.S. 2/4 year college, grad school (incl Doctorate), nursing school, or trade school.
Must have proof of employment & income (pay stub), or a letter from the future employer indicating a start date within 90 days, and salary.
Payment cannot exceed 15% of gross monthly income.
Credit history, if any, is always important and derogatory or late payment credit history, bankruptcies, foreclosures, repossessions etc will affect interest rates and availabilty.
Qualified applicants may be eligible for current special lease and retail offers depending on the individual's credit, income etc.
And of course, see your local dealer for details and credit application...

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This unofficial, unauthorized website is maintained by Joe Spitz who is responsible for all content.
Corrections will be made as available. Interest rates always subject to approval.
All information subject to change and correction without advance notice.

Comments welcomed
Joe Spitz, Subaru sales, Seattle, Wa
contact

archives
 
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Archived Special finance rate and rebate pages (starting 11/2010),
November/December 2010, January 2011,  February 2011,  March 2011,  April 2011,  May 2011,  June 2011,  July 2011,  August 2011,  September 2011,  October 2011, November 2011, December 2011, January 2012,  February 2012,  March 2012, April 2012, May 2012, June 2012, July 2012, August 2012, September 2012

January 2012 News  announced January 2012. NW-Seattle area only
 2012s- New 0% ended January 3rd. 
0.9% is available on all 2012s and 2011s up to 36 months.
This is the final month for 2011 special finance rates.
0.9% for 24-36 months on new all 2012 models, now including the new Impreza  
2.9% for 48-60-63-72 on all 2012 models, except Forester
Forester only- 1.9% for 48-60-63 months, 2.9%x72 months.
2012 Finance Rates. No prepayment penalty,  no loan origination fee. NW Seattle area

2012s- New 0% on new 2012 Forester, Outback, Legacy and Tribeca for 36 months, 1.9% for 48-60-72 months. 1.9% x36 months, 2.9% for 48-72 months on 2012 Impreza and WRX, STI
2011s- New 0% on all new 2011s-  Forester, Outback, Legacy, Imprexza, WRX/STI and Tribeca for 36 months, 1.9% for 48-60-72 months
> 2012 and 2011 Forester rates continue 1.90% 24-63 months, 2.90%x72
> 2012 and 2011 rates on all 2012 models (exc Forester) 1.90% x24-36 months, 2.90% 48-60-72 months
> 2012 leases are now available
2012 Finance Rates. No prepayment penalty,  no loan origination fee. NW, Seattle area
Forester 1.90%  24-63 months, 2.90%x72
Legacy 1.90% 24-36, 2.90% 48-72
Outback 1.90% 24-36, 2.90% 48-72
Impreza 1.90% 24-36, 2.90% 48-72
WRX-STI  1.90% 24-36, 2.90% 48-72
Tribeca 1.90% 24-36, 2.90% 48-72
2011 Finance Rates. No prepayment penalty,  no loan origination fee. NW, Seattle area
Forester 1.90% for 24-63 months, 2.90%x72
Legacy 1.90% 24-36, 2.90% 48-72
Outback 1.90% 24-36, 2.90% 48-72
Impreza 1.90% 24-36, 2.90% 48-72
WRX-STI  1.90% 24-36, 2.90% 48-72
Tribeca 1.90% 24-36, 2.90% 48-72

November 2011 News  announced November 1, 2011. NW-Seattle area only
> new 2012 and 2011 Forester rates now 1.90% 24-63 months, 2.90%x72
> new 2012 rates now available on all 2012 models (exc Forester) 1.90% x24-36 months, 2.90% 48-60-72 months
> 2012 leases are now available
2012 Finance Rates. No prepayment penalty,  no loan origination fee. NW, Seattle area
Forester  new 1.90% now for 24-63 months, 2.90%x72
Legacy 1.90% 24-36, 2.90% 48-72
Outback 1.90% 24-36, 2.90% 48-72
Impreza 1.90% 24-36, 2.90% 48-72
WRX-STI  1.90% 24-36, 2.90% 48-72
Tribeca 1.90% 24-36, 2.90% 48-72
2011 Finance Rates. No prepayment penalty,  no loan origination fee. NW, Seattle area
Foresternew 1.90% for 24-63 months, 2.90%x72
Legacy 1.90% 24-36, 2.90% 48-72
Outback 1.90% 24-36, 2.90% 48-72
Impreza 1.90% 24-36, 2.90% 48-72
WRX-STI  1.90% 24-36, 2.90% 48-72
Tribeca 1.90% 24-36, 2.90% 48-72

October 2011 News  announced October 4, 2011. NW-Seattle area only
> new 2012 Outback and Legacy now have 1.9% x24-36 months, 2.9% 48-60-72 months
> 2012 leases are now available
2012 Finance Rates. No prepayment penalty,  no loan origination fee. NW, Seattle area
Legacy new 1.9% 24-36, 2.9% 48-72
Outback new 1.9% 24-36, 2.9% 48-72
2011 Finance Rates. No prepayment penalty,  no loan origination fee. NW, Seattle area
Forester 1.9% 24-36, 2.9% 48-72
 Impreza 1.9% 24-36, 2.9% 48-72
WRX-STI  1.9% 24-36, 2.9% 48-72
Tribeca 1.9% 24-36, 2.9% 48-72

September News  announced September 1, 2011. NW/Seattle area only
> gone  0.9% ended August 31 on the 2011 Legacy. It's no longer available.
> new 2012 Outback and Legacy expected in September and Finance rates already announced!
> 0% - Subaru does not have 0% or 0.9% financing but some dealers are offering it as a buy down rate. Its like paying points on a home mortgage, you pay upfront to get a lower finance rate.
2011 and 2012 Finance Rates. No prepayment penalty,  no loan origination fee. NW, Seattle area
Forester 1.9% 24-36, 2.9% 48-72
Legacynew 1.9% 24-36, 2.9% 48-72
Outback 1.9% 24-36, 2.9% 48-72
 Impreza 1.9'% 24-36, 2.9% 48-72
WRX-STI  1.9% 24-36, 2.9% 48-72
Tribeca 1.9% 24-36, 2.9% 48-72
all rates oac, on approval of credit.

August 2011 News   announced August 2, 2011
Inventory is expected to start picking up in August!
When dealers have a better selection of new cars to sell, there are more trade-ins which increases the used selection.
> Same special finance rates as July, no changes
> 0.9% is still only available on Legacy, new now to 72 months as Subaru continues to push the Legacy
> 0% - Subaru does not have 0% financing but some dealers are offering it as a buy down rate. Its like paying points on a home mortgage, you pay upfront to get a lower finance rate.
2011 Model Finance Rates
> no prepayment penalty
> no loan origination fee
> NW, Seattle area
Forester 1.9% 24-36, 2.9% 48-72
Legacy new 0.9% now to 72
Outback 1.9% 24-36, 2.9% 48-72
Impreza 1.9% 24-36, 2.9% 48-72
Tribeca 1.9% 24-36, 2.9% 48-72
all rates oac, on approval of credit.

JULY  2011 News   announced July 5, 2011
The effects of the earthquake factory closures and part shortages is now fully impacting dealer inventory in July. Sales are strong but the incoming supply is very low so the selection available isn't great.
> Same special finance rates as June, no changes
> 0.9% is available on Legacy only.
> 0% - Subaru does not have 0% financing but dealers are offering it as a buy down rate. Its like points on a home mortgage, you pay upfront to get a lower finance rate.
2011 Model Finance Rates -  no prepayment penalty, no loan origination fee, no buy down fees
Forester 1.9% 24-36, 2.9% 48-72;
Legacy 0.9% 24-63, 2.9%x 72;
Outback 1.9% 24-36, 2.9% 48-72;
Impreza 1.9% 24-36, 2.9% 48-72;
Tribeca 1.9% 24-36, 2.9% 48-72;
all rates oac, on approval of credit.

JUNE  2011 News   announced June 1, 2011
As a result of the March earthquake and relate part issues, the inventory of Impreza and Forester, is going be very tight, especially on WRX and STI.
> New- 2.9% for 72 months is once again offered on all models. In May it was 3.5%
> 0.9% is available on Legacy only.
> 0% - Subaru does not have 0% financing but dealers are offering it as a buy down rate. Its like points on a home mortgage, you pay upfront to get a lower finance rate.
2011 Model Finance Rates -  no prepayment penalty, no loan origination fee, no buy down fees
Forester 1.9%x36, 2.9% 48-63, 2.9% 72
Outback 1.9%x36, 2.9% 48-63, 2.9%72;
Legacy 0.9% 24-6o, 2.9% 72;
Impreza 1.9% 36, 2.9% 48-63, 2.9% 72;
Tribeca 1.9% 36, 2.9% 48-63, 2.9% 72.
All rates oac, on approval of credit.

MAY  2011 News   announced May 3, 2011
Most rates raised. 3.5% for 72 months now all models
As a result of factories being closed, the supply of Impreza and Forester is expected to drop.
2011 Model Finance Rates-
Forester 1.9%x36, 2.9%x 48-63mo, 3.5% x72 mo
Legacy 0.9% to 60/63 mo, 3.5%x72mo;
Outback 1.9%x36mo, 2.9%x 48-63mo, 3.5%x72mo;
Legacy 0.9% to 63mo, 2.9%x72;
Impreza 1.9%x36 mo, 2.9%x48-63mo, 3.5%x72mo;
Tribeca 1.9%x36mo, 2.9%x36mo, 2.9%x48-63 3.5%x72. . All rates oac, on approval of credit.

April  2011 News   announced April 5th, 2011
new Legacy finance rate raised to 2.90%x72 mo (from 0.9%)
new Forester finance rate raised to 2.9% for 60/63 mo (from 1.9%)
The factories in Japan that produce Impreza and Forester have been shut since the earthquake March 11th.
They are scheduled to reopen early April (April 5th?), but as a result of being closed, the supply of those models arriving at dealers in April is expected to be reduced, with even greater reduction in May.
So if you are looking for a new Impreza or Forester, expect to see fewer cars on the lots, especially in May.
Legacy 0.9% x 60/63, new 2.9%x 72
Forester 1.9% x 48mo, new 2.9% x 60-72
Impreza  0.9% x 36 mo, 2.9% x 60-72
Outback 1.9% x 36 mo, 2.9% x 48-72
Tribeca 1.9% x 36 mo, 2.9% x 48-72

March  2011 News
announced 3/1/11
2011 Rates-
Legacy 0.9% x72mo
Forester 1.9 x 63mo
Impreza new 0.9% x 36 mo, 2.9% x 60-72
Outback 1.9%x36, 2.9%x 48-72mo
Tribeca 1.9%x36, 2.9%x 48-72
2010 model- all programs ended- all finance rates and dealer incentves ended. Leases ended January.

February  2011 News
February 2011 rates announced 2/1/11
2011 rates- Legacy now 0.9% x72mo, Forester 1.9x63,  Outback, Impreza and Tribeca 2.9%x72
2010 model- Finance rates extended through February. Leases no longer available. Final month for 2010 model  rebates or incentives
2010 rates- all 1.9% for 36 mos, 2.9%x60 mos- 2010 model special finance rates extended through February

January 2011  News
January 2011 rates announced 1/5/11
no changes from November/December rates
January 2011 is the final month for 2010 model special finance rates
2011 rates- Forester and Legacy now 1.9% x60 months, Outback, Impreza and Tribeca 2.9%
2010 rates- all now 1.9% for 36 mos, 2.9%x60 mos- final month for 2010 model special finance rates

November-December News
Updated 11/20 2011 Legacy rates now 0.9% x 60/63 months, oac
November 2, 2010- interest rates announced for 2 months, through January 2, 2011.
This is unusual since programs are generally month-by-month.
2011 Foresters now available with many new features- back-up cameras, upgraded stereos etc.
2011 rates- Forester and Legacy now 1.9% x60 months, Outback, Impreza and Tribeca 2.9%
2010 rates- all now 1.9% for 36 mos, 2.9%x60 mos
October  2010 News
10/8 update all 2010s now have 1.9% for 36 months;  Impreza and Forester for 60 months
2011 Forester with many new upgrades due mid-late October
WRX and STI now at dealers
2011 rates:  new all models 1.9% 24-36months, 2.9% 63, 3.5%x 72 months
2010 rates:  1.9% x63 months on Forester, Impreza, 2.9% on Legacy, Outback, Tribeca.
(ended 0.9% x24 mo on Legacy, Forester, Impreza)
Dealer incentives continue on all Impreza, Forester
Sepember 2010 News
WRX and STI now arriving at dealers, many are pre-sold orders
2011 rates: Impreza 1.9% 24-36months, Outback and Legacy 2.9%
2010 rates: 1.9% on Impreza, Forester to 63 months, 0.9% x24 mo on Legacy, Forerster, Impreza
0.9%x24 months continues on 2010 Impreza, Forester, Legacy
Dealer incentives continue on Impreza, Forester
August 2010 News
 (rates announced on 8/4).
update 8/21: effective 8/21-31,  1.9% is available for 36-63 months on 2010 Forester, Impreza (0.9% continues for 24)
2011 Low rates now include Impreza, as well as Outback, Legacy
Most rates are 2.9% for top credit, including 2011 Outback, Legacy, and now Impreza.
0.9%x24 months continues on 2010 Impreza, Forester, Legacy
At dealer- 2011 Outback, Legacy and Impreza (exc WRX, STI). 2010 Foresters still arriving
Dealer incentives continue on Impreza, Forester, certain Legacy models
End of model year prices on Legacy, Impreza, Forester
Some top tier rates may be advertised
Tribecas in very short supply
July News
> Most rates are 2.9% for top credit, including 2011 Outback, Legacy.
> 0.9%x24 months continues on Impreza, Forester, Legacy
> 2011 Outback, Legacy and Impreza arriving at dealers (except WRX, STI)
> 2010 Forester supply is expected to drop until 11s arrive in late summer.
June2010 News
Most rates are 2.9% for top credit.
09.9%x24 months is available on Impreza, Forester, Legacy
2011 model rates will be available. 11 Outback and Legacy are expected to arrive at dealers in very limited amounts sometime in June.
2011 Imprezas expected July
2010 Forester orders were cut off late May.
2011 Forester and Tribeca expected late summer.
May  2010 News
This is the pretty much the final month for most 2010 Outback, Legacy, Impreza (exc WRX, STI) to arrive at dealers though there might be some in June.
Orders are available for 2011 Outback, Legacy, Impreza (exc WRX, STI) for June/July delivery. No word on 2011 Tribeca or Forester.
0.9%-  new, now Legacy as well as Forester and Impreza get 0.9%x24 months. Other terms continue 2.9% - 3.9%. see below
April 2010 News
0.9%-  new Forester- 0.9%x24 months, 36mos back to 2.9%. Impreza 0.9%x24mo.
Legacy continues with 1.9% to 36 mos. Most other terms continue 2.9% - 3.9%. see below
March 2010 News
1.9%-  new Forester now up to 48 mos, Legacy continues with 1.9% to 36 mos
2.9%- all other models
February 2010 News
Forester now 1.9%x36 mos (Legacy continues 1.9%x36)
Forester- check your local dealer for incentives
Ended- 2009 model special finance rates
Ended- 2009 rebates
January 2010 News
Rates lowered on all 2010 models.
Ended- 2009 model special finance rates
Ended- 2009 Share the Love program
2009 WRXs and STI  continue with $1-1500 rebates plus 0%
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Lowest Discount best Subaru car prices and bargains on new Outback, Forester, Impreza, Legacy, and Tribeca.  Serving Seattle, Ballard, Magnolia, Kirkland, Mercer Island, Lake Forest Park, Mount Lake Terrace, Everett, Bellevue, Sammamish, North Bend, Duval, Redmond, Bellingham, Renton, Olympia, Auburn, Puyallup, Tacoma, Marysville, Monroe, Skagit, Bremerton, Bainbridge Island, Shoreline, Edmonds, Mukilteo, Lynnwood, Kingston, Poulsbo, Port Angles, Port Townsend, Sequim, Forks, Ocean Shores, Aberdeen, Wenatchee, Ellensburg, Vancouver, Spokane, Pullman, Tri-cities, Walla-Walla, Kennewick, Chehalis, Centralia, Longview, Coeur D'Alene, Moscow, Portland, Beaverton, Gresham, Astoria,  Bend, Eugene, Ashland, Salem, Hermiston, The Dalles, Missoula, Kalispell, Flathead, Bozeman, Butte, Boise, Ketchikan, Anchorage, Juneau, San Francisco, Los Angeles, Sacramento, Napa, Eureka, Shasta, Weed, Lake Tahoe, Grass Valley, Mendocino, Washington State, Oregon, Alaska, Montana, Idaho, Oregon, California.
 

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