ARCHIVE PAGE- SEPTEMBER 1-OCTOBER 3, 2011- NW - Seattle area this archive page is no updated always subject to change, correction. finance rates always oac, on approval of credit. September News announced September 1, 2011. NW/Seattle area only > gone
0.9% ended August 31 on the 2011 Legacy. It's no longer available.
2011 and 2012 Finance Rates. No prepayment
penalty, no loan origination fee. NW, Seattle area
Interest Rates
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What's your car worth? Check your VIN here, or if you're in the Seattle or NW contact me with VIN and miles. note: must have been purchased new more than 18 months ago, have at least 15,000 miles, and not be leased. |
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v 10.4.11
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© J. Spitz and subject to change and updating.
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Joe Spitz, selling Subarus in Seattle since 1996
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SUBARU SPECIAL FINANCE RATES on new 2011 and 2012 models archived rates or scroll to bottom of page SEPTEMBER 1- OCTOBER 3, 2011 scroll down or click for Outback - Forester - Legacy - Impreza - WRX, STI - Tribeca (check for available rebates below - payment calculator) NW-Seattle area rates. Please do not assume these are available in other areas, always contact your local dealer for details in your area. Rates for all credit scores are available from your local dealer. Notes: Rates are available for all credit scores. This is not a complete list of all rates. Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; and dealers might mark-up or lower the rate (lowering it costs money, like paying points when you buy a house). Rates may be instead of a customer rebate or dealer incentive. FICO score: some private companies offer your FICO score for a fee, it may not be the same as the score a dealer gets. Tier 1 is generally minimum 700. Contact your local dealer for approval. Subaru of America
financing is by Chase Bank, PO Box 901098, Ft. Worth, Tx, 76101-2098.
Always subject to change and correction |
2012 OUTBACK CARS EXPECTED STARTING MID-SEPTEMBER always subject to change, correction. on approval of credit - |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
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2011 OUTBACK always subject to change, correction. on approval of credit - |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
end Outback
rates
2012 models expected to start arriving mid-September 2012 LEGACY always subject to change, correction. on approval of credit - |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or rates in your area - |
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2011 LEGACY always subject to change, correction. on approval of credit - |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
end Legacy
rates
2012 FORESTER CARS EXPECTED NOVEMBER always
subject to change, correction. on approval of credit
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2011 Forester all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
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2011 FORESTER always subject to change, correction. on approval of credit - |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
end Forester
rates
2012 IMPREZA CARS EXPECTED IN NOVEMBER always
subject to change, correction. on approval of credit
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except WRX, STI |
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tier 1 FICO credit score |
available |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
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2011 IMPREZA always subject to change, correction. on approval of credit - |
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all models except WRX, STI |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
end impreza
rates
2012 WRX, STI CARS EXPECTED NOVEMBER - DECEMBER always subject to change, correction. on approval of credit - |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
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2011 WRX, STI always subject to change, correction. on approval of credit - |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
end WRX, STI
rates
2012 TRIBECA CARS EXPECTED OCTOBER always subject to change, correction. on approval of credit - |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
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2011 TRIBECA always subject to change, correction. on approval of credit- |
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all models |
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tier 1 FICO credit score |
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Seattle area. contact your local dealer for rates other than tier 1 or for rates in your area - |
NW- Seattle area.
Rates for credit scores under 700 are available. Contact your local
dealer
for
details in your area.
Subject to change
and correction. Click for Payment
Calculator
end finance rates
-
NW Seattle area
only. Please do not assume these are available, so contact your
local dealer
Based on 10,000 miles per year. All
cars with Option Package #01 unless noted.
These are just a few of the leases available. Other models and terms available. Many cars have extras that will raise the payment. Contact your local dealer. OAC- On approval of credit late in the model year, many models won't be available Impreza 2.5i sedan, manual transmission,
$199 per mo for 42 mos, $1,198 at signing, model code BJA
scroll down for lease loyalty program
Looking for a lease on another model, or
different miles, term, or payment? contact
your local dealer
LEASE LOYALTY Program for current returning Subaru lessees No first payment! SoA will make the
first monthly payment up to $500 to returning current Subaru lease and
balloon customers with a maturing contract through Subaru of America financing
(SoA).
NW-Seattle area.
Please do NOT assume these are available in other areas.
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REBATES always subject to change, correction September 1-October 3, 2011 Cash, Finance, and Lease Customer Rebates NW -Seattle area.
Please do NOT assume these are available everywhere. Always contact your
local dealer
First Payment Made!
No first payment for returning lease customers who finance or lease
a new Subaru
NOTE: Subaru of America (SoA) Seattle area customer rebates and specials. These incentives may vary so always contact your local dealer. not appliable on sales into Canada. May not include dealers in CT, MA, ME, NH, NY, RI, VT, NJ, HI. always subject to change, correction, updating. not responsible for errors, typos, omission etc |
TRIBECA customer rebates click for Tribeca specs - |
Customer
rebates go directly to the customer at time of purchase
Cash: customer 'Cash' rebate available
when customer either pays cash or does not use Special finance rates.
Dealer incentives - there are dealer incentives and bonuses - these can completely vary by model, and also dealer NW-Seattle area.
Do not assume these are available. Always contact your local
dealer.
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2011 Tribeca - |
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always paid directly to customer |
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check with your local dealer for bonuses |
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or non-Subaru financing |
with SoA low rates |
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Premium 7 passenger (BTC) |
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Limited 7 passenger (BTD) |
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Touring 7 passenger (BTE) |
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OUTBACK customer rebates click for Outback specs - |
> Customer rebates
go directly to the customer at time of purchase
> Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - there are dealer incentives- these can vary by model and also dealer NW- Seattle area.
Don't assume these are available in your area. Always contact your local
dealer
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2011 Outback -- |
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always paid directly to customer |
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or non-Subaru financing |
with SoA low rates |
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lease | |
2.5i, manual (BDA) |
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2.5i, CVT (BDB) |
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2.5i Premium, manual (BDC) |
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2.5i Premium, CVT (BDD) |
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2.5i Limited (BDF) |
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3.6R (BDI) |
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3.6R Premium (BDJ) |
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3.6R Limited (BDK) |
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end Outback
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LEGACY customer rebates click for Legacy specs - |
> Customer rebates go directly to the customer at time of purchase > Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer NW -Seattle area. Do NOT assume these are available in other areas, always contact your local dealer. Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. Subject to change, correction. This is not a complete list of all incentives. |
2011 Legacy - |
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always paid directly to customer |
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or non-Subaru financing |
with SoA low rates |
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2.5i manual (BAA), |
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2.5i CVT (BAB) |
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2.5i Premium, manual (BAC) |
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2.5I Premium CVT (BAD) |
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2.5i Limited (BAF) |
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GT Limited (BAH) |
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3.6R (BAI) |
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3.6R Premium (BAJ) |
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3.6R Limited (BAK) |
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end Legacy
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Forester customer rebates click for Forester specs - |
> Customer rebates
go directly to the customer at time of purchase
> Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer NW- Seattle area.
Please do NOT assume these are available in other areas, contact your local
dealer.
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2011 Forester - |
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or non-Subaru financing |
with SoA low rates |
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X manual (BFA) |
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X auto trans (BFB) |
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X Premium, manual trans (BFE) |
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X Premium, automatic trans (BFF) |
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X Limited, automatic trans (BFI) |
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X Touring, automatic trans (BFJ) |
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XT Premium (BFM) |
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XT Touring (BFN) |
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end 2010 Forester
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IMPREZA customer rebates click for Impreza specs - |
> Customer rebates
go directly to the customer at time of purchase
> Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates. > Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer NW- Seattle region.
Do NOT assume these are available everywhere. Contact your local
dealer
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2011 Impreza - |
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always paid directly to customer |
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or non-Subaru financing |
with SoA low rates |
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2.5i manual trans (BJA) |
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2.5i automatic trans (BJB) |
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2.5i Premium manual trans (BJC) |
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2.5i Premium automatic trans (BJD) |
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2.5i Premium with Power moonroof Value Pkg, #11 (BJD) |
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WRX (BJN) - ALL WRX, STIs available late summer- |
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WRX Premium (BJO) |
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WRX Limited (BJP) |
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STI (BJV) |
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STI Limited (BJW) |
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2011 5 door wagons - |
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with SoA low rates |
Lease | . |
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2.5i manual trans (BLA) |
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2.5i auto trans (BLB) |
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2.5i Premium manual trans (BLC) |
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2.5i Premium auto trans (BLD) |
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2.5i Premium with Power Moonroof Value Pkg #11 (BLD) |
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Outback Sport, all weather pkg, manual trans (BLJ) |
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Outback Sport, all weather pkg, auto trans (BLK) |
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WRX (BLN) |
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WRX Premium (BLO) |
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WRX Limited (BLP) |
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STI (BLV) |
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note: these are NW Seattle area programs. They don't apply on cross border sales into Canada
COLLEGE GRADUATE PROGRAM
Subaru offers a College
Graduate Program so recent and soon-to-be graduates who might not normally
qualify because they've been students, can finance or lease a new Subaru.
Applicants must
graduate within 6 months or have graduated within the last 24 months from
an accredited U.S. 2/4 year college, grad school (incl Doctorate), nursing
school, or trade school.
Must have proof
of employment & income (pay stub), or a letter from the future employer
indicating a start date within 90 days, and salary.
Payment cannot exceed
15% of gross monthly income.
Credit history,
if any, is always important and derogatory or late payment credit history,
bankruptcies, foreclosures, repossessions etc will affect interest rates
and availabilty.
Qualified applicants
may be eligible for current special lease and retail offers depending on
the individual's credit, income etc.
And of course, see
your local dealer for details and credit application...
This unofficial, unauthorized website
is maintained by Joe Spitz who is responsible for all content.
Corrections will be made as available.
Interest rates always subject to approval.
All information subject to change and
correction without advance notice.
Comments welcomed
Joe Spitz, Subaru sales, Seattle, Wa
contact
archives
-
Archived Special finance
rate and rebate pages (starting 11/2010)
November/December
2010
January
2011
February
2011
March
2011
April
2011
May
2011
June
2011
July
2011
August
2011
August
2011 News announced August 2, 2011
Inventory is expected to
start picking up in August!
When dealers have a better
selection of new cars to sell, there are more trade-ins which increases
the used selection.
> Same special finance rates
as July, no changes
> 0.9% is still only available
on Legacy,
new now to 72 months as
Subaru continues to push the Legacy
> 0% - Subaru does not
have 0% financing but some dealers are offering it as a buy down rate.
Its like paying points on a home mortgage, you pay upfront to get a lower
finance rate.
2011 Model Finance Rates
> no prepayment penalty
> no loan origination fee
> NW, Seattle area
Forester 1.9% 24-36, 2.9%
48-72
Legacy new
0.9% now to 72
Outback 1.9% 24-36, 2.9%
48-72
Impreza 1.9% 24-36, 2.9%
48-72
Tribeca 1.9% 24-36, 2.9%
48-72
all
rates oac, on approval of credit.
JULY
2011 News announced July 5, 2011
The effects of the earthquake
factory closures and part shortages is now fully impacting dealer inventory
in July. Sales are strong but the incoming supply is very low so the selection
available isn't great.
> Same special finance rates
as June, no changes
> 0.9% is available on Legacy
only.
> 0% - Subaru does not
have 0% financing but dealers are offering it as a buy down rate. Its like
points on a home mortgage, you pay upfront to get a lower finance rate.
2011 Model Finance Rates
- no prepayment penalty, no loan origination fee, no buy down fees
Forester 1.9% 24-36, 2.9%
48-72;
Legacy 0.9% 24-63, 2.9%x
72;
Outback 1.9% 24-36, 2.9%
48-72;
Impreza 1.9% 24-36, 2.9%
48-72;
Tribeca 1.9% 24-36, 2.9%
48-72;
all
rates oac, on approval of credit.
JUNE
2011 News announced June 1, 2011
As a result of the March
earthquake and relate part issues, the inventory of Impreza and Forester,
is going be very tight, especially on WRX and STI.
> New- 2.9% for 72 months
is once again offered on all models. In May it was 3.5%
> 0.9% is available on Legacy
only.
> 0% - Subaru does not
have 0% financing but dealers are offering it as a buy down rate. Its like
points on a home mortgage, you pay upfront to get a lower finance rate.
2011 Model Finance Rates
- no prepayment penalty, no loan origination fee, no buy down fees
Forester 1.9%x36, 2.9% 48-63,
2.9% 72
Outback 1.9%x36, 2.9% 48-63,
2.9%72;
Legacy 0.9% 24-6o, 2.9%
72;
Impreza 1.9% 36, 2.9% 48-63,
2.9% 72;
Tribeca 1.9% 36, 2.9% 48-63,
2.9% 72.
All
rates oac, on approval of credit.
MAY
2011 News announced May 3, 2011
Most rates raised. 3.5%
for 72 months now all models
As a result of factories
being closed, the supply of Impreza and Forester is expected to drop.
2011 Model Finance Rates-
Forester 1.9%x36, 2.9%x
48-63mo, 3.5% x72 mo
Legacy 0.9% to 60/63 mo,
3.5%x72mo;
Outback 1.9%x36mo, 2.9%x
48-63mo, 3.5%x72mo;
Legacy 0.9% to 63mo, 2.9%x72;
Impreza 1.9%x36 mo, 2.9%x48-63mo,
3.5%x72mo;
Tribeca 1.9%x36mo, 2.9%x36mo,
2.9%x48-63 3.5%x72.
. All rates oac, on approval
of credit.
April
2011 News announced April 5th, 2011
new
Legacy finance rate raised to 2.90%x72 mo (from 0.9%)
new
Forester finance rate raised to 2.9% for 60/63 mo (from 1.9%)
The factories in Japan that
produce Impreza and Forester have been shut since the earthquake March
11th.
They are scheduled to reopen
early April (April 5th?), but as a result of being closed, the supply of
those models arriving at dealers in April is expected to be reduced, with
even greater reduction in May.
So if you are looking for
a new Impreza or Forester, expect to see fewer cars on the lots, especially
in May.
Legacy 0.9% x 60/63, new
2.9%x 72
Forester 1.9% x 48mo, new
2.9% x 60-72
Impreza 0.9% x 36
mo, 2.9% x 60-72
Outback 1.9% x 36 mo, 2.9%
x 48-72
Tribeca 1.9% x 36 mo, 2.9%
x 48-72
March
2011 News
announced 3/1/11
2011 Rates-
Legacy 0.9% x72mo
Forester 1.9 x 63mo
Impreza new
0.9% x 36 mo, 2.9% x 60-72
Outback 1.9%x36, 2.9%x 48-72mo
Tribeca 1.9%x36, 2.9%x 48-72
2010 model- all programs
ended- all finance rates and dealer incentves ended. Leases ended January.
February
2011 News
February 2011 rates announced
2/1/11
2011 rates- Legacy now 0.9%
x72mo, Forester 1.9x63, Outback, Impreza and Tribeca 2.9%x72
2010 model- Finance rates
extended through February. Leases no longer available. Final month for
2010 model rebates or incentives
2010 rates- all 1.9% for
36 mos, 2.9%x60 mos- 2010 model special finance rates
extended through February
January
2011 News
January 2011 rates announced
1/5/11
no changes from November/December
rates
January
2011 is the final month for 2010 model special finance rates
2011 rates- Forester and
Legacy now 1.9% x60 months, Outback, Impreza and Tribeca 2.9%
2010 rates- all now 1.9%
for 36 mos, 2.9%x60 mos- final month for 2010 model
special finance rates
November-December
News
Updated
11/20 2011 Legacy rates now 0.9% x 60/63 months, oac
November 2, 2010- interest
rates announced for 2 months, through January 2, 2011.
This is unusual since programs
are generally month-by-month.
2011 Foresters now available
with many new features- back-up cameras, upgraded stereos etc.
2011 rates- Forester and
Legacy now 1.9% x60 months, Outback, Impreza and Tribeca 2.9%
2010 rates- all now 1.9%
for 36 mos, 2.9%x60 mos
October
News
10/8
update all 2010s now have 1.9% for 36 months; Impreza and
Forester for 60 months
2011 Forester with many
new upgrades due mid-late October
WRX and STI now at dealers
2011 rates: new
all models 1.9% 24-36months, 2.9% 63, 3.5%x 72 months
2010 rates: 1.9% x63
months on Forester, Impreza, 2.9% on Legacy, Outback, Tribeca.
(ended
0.9%
x24 mo on Legacy, Forester, Impreza)
Dealer incentives continue
on all Impreza, Forester
Sepember
News
WRX and STI now arriving
at dealers, many are pre-sold orders
2011 rates: Impreza 1.9%
24-36months, Outback and Legacy 2.9%
2010 rates: 1.9% on Impreza,
Forester to 63 months, 0.9% x24 mo on Legacy, Forerster, Impreza
0.9%x24
months continues on 2010 Impreza, Forester, Legacy
Dealer incentives continue
on Impreza, Forester
August
News
(rates announced
on 8/4).
update
8/21: effective 8/21-31, 1.9% is available for 36-63 months
on 2010 Forester, Impreza (0.9% continues for 24)
2011 Low rates now include
Impreza, as well as Outback, Legacy
Most
rates are 2.9% for top credit, including 2011 Outback, Legacy, and now
Impreza.
0.9%x24
months continues on 2010 Impreza, Forester, Legacy
At
dealer- 2011 Outback, Legacy and Impreza (exc WRX, STI). 2010 Foresters
still arriving
Dealer incentives continue
on Impreza, Forester, certain Legacy models
End
of model year prices on Legacy, Impreza, Forester
Some top tier rates may
be advertised
Tribecas
in very short supply
July
News
>
Most rates are 2.9% for top credit, including 2011 Outback, Legacy.
>
0.9%x24 months continues on Impreza, Forester, Legacy
>
2011 Outback, Legacy and Impreza arriving at dealers (except WRX, STI)
>
2010 Forester supply is expected to drop until 11s arrive in late summer.
June
News
Most
rates are 2.9% for top credit.
09.9%x24
months is available on Impreza, Forester, Legacy
2011
model rates will be available. 11 Outback and Legacy are expected to arrive
at dealers in very limited amounts sometime in June.
2011
Imprezas expected July
2010
Forester orders were cut off late May.
2011
Forester and Tribeca expected late summer.
May
News
This
is the pretty much the final month for most 2010 Outback, Legacy, Impreza
(exc WRX, STI) to arrive at dealers though there might be some in June.
Orders
are available for 2011 Outback, Legacy, Impreza (exc WRX, STI) for June/July
delivery. No word on 2011 Tribeca or Forester.
0.9%- new,
now Legacy as well as Forester and Impreza get 0.9%x24 months. Other
terms continue 2.9% - 3.9%. see below
April
News
0.9%- new
Forester- 0.9%x24 months, 36mos back to 2.9%. Impreza 0.9%x24mo.
Legacy continues with 1.9%
to 36 mos. Most other terms continue 2.9% - 3.9%. see below
March
News
1.9%-
new Forester now up to 48 mos, Legacy continues with 1.9% to 36 mos
2.9%-
all other models
February
News
Forester now 1.9%x36 mos
(Legacy continues 1.9%x36)
Forester- check your local
dealer for incentives
Ended- 2009 model special
finance rates
Ended- 2009 rebates
January
2010 News
Rates lowered on all
2010
models.
Ended- 2009 model special
finance rates
Ended- 2009 Share the Love
program
2009 WRXs and STI
continue with $1-1500 rebates plus 0%
*******
Lowest
Discount best Subaru car prices and bargains on new Outback, Forester,
Impreza, Legacy, and Tribeca. Serving Seattle, Ballard, Magnolia,
Kirkland, Mercer Island, Lake Forest Park, Mount Lake Terrace, Everett,
Bellevue, Sammamish, North Bend, Duval, Redmond, Bellingham, Renton, Olympia,
Auburn, Puyallup, Tacoma, Marysville, Monroe, Skagit, Bremerton, Bainbridge
Island, Shoreline, Edmonds, Mukilteo, Lynnwood, Kingston, Poulsbo, Port
Angles, Port Townsend, Sequim, Forks, Ocean Shores, Aberdeen, Wenatchee,
Ellensburg, Vancouver, Spokane, Pullman, Tri-cities, Walla-Walla, Kennewick,
Chehalis, Centralia, Longview, Coeur D'Alene, Moscow, Portland, Beaverton,
Gresham, Astoria, Bend, Eugene, Ashland, Salem, Hermiston, The Dalles,
Missoula, Kalispell, Flathead, Bozeman, Butte, Boise, Ketchikan, Anchorage,
Juneau, San Francisco, Los Angeles, Sacramento, Napa, Eureka, Shasta, Weed,
Lake Tahoe, Grass Valley, Mendocino, Washington State, Oregon, Alaska,
Montana, Idaho, Oregon, California.
the end